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In 1993, ACLEDA Bank was founded as a project of the International Labor Organization (ILO) in Cambodia's post-war era. Over the years, it has been through a series of transformations. Headquartered in Phnom Penh, ACLEDA Bank is now the leading and largest bank in terms of gross loans and network of distribution channels located in all cities and provinces of Cambodia. The bank is also the first Cambodian bank to have expanded its operations abroad to neighboring Laos and Myanmar.
ACLEDA Bank offers banking services through a network of 263 branches in Cambodia, 38 offices in Laos, and 15 offices in Myanmar. The customers are typically individuals, micro, small, and medium-sized businesses. The bank accepts deposits from customers and offers a variety of loan products and various financial services including money transfers, cash management, trade finance, financial lease, bancassurance, and integrated e-banking services.
On December 01, 2003, ACLEDA Bank was licensed by the National Bank of Cambodia as a Commercial Bank providing full banking services, and was subsequently renamed ACLEDA Bank Plc. On 25 May 2020, the bank official listed its IPO on the Cambodia Securities Exchange (CSX).
ACLEDA Bank Plc. is the first bank in Cambodia assigned ratings by the top international ratings agencies — Standard & Poor's and GIIRS. The bank has also been nominated as a World Economic Forum (WEF) Global Growth Companies 2014 candidate, and has become the member of the WEF.
The bank currently has four subsidiaries, ACLEDA Bank Lao Ltd., ACLEDA Securities Plc., ACLEDA Institute of Business, and ACLEDA MFI Myanmar Co., Ltd.
ACLEDA Bank had 05 sustainable shareholders of which were ACLEDA Financial Trust, ASA, Sumitomo Mitsui Banking Corporation(SMBC), COFFIBRED S.A and ORIX Corporation held common shares at 26%, 25%, 18.25%, 12.25% and 12.25%, respectively and on minority shareholder was Triodos group held common shares at 6.25%.