ភាសាខ្មែរ
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2nd Quarterly Financial Statements 2013 of ACLEDA Bank Plc.
Unconsolidated Income Statement (Unaudited)
For the period: April — June 2013
| Total (1st + 2nd Quarter) US$ |
2nd Quarter US$ |
|
|---|---|---|
| Interest income | 108,290,052 | 55,726,047 |
| Interest expense | (24,440,844) | (12,982,591) |
| Net interest income | 83,849,209 | 42,743,456 |
| Provision for loan losses | (2,773,093) | (1,143,994) |
| Net interest income after provision for loan losses | 81,076,115 | 41,599,461 |
| Fee and commission income | 12,674,528 | 6,237,540 |
| Fee and commission expense | (285,778) | (169,458) |
| Net fee and commission income | 12,388,750 | 6,068,082 |
| Other incomes | 2,567,319 | 1,735,826 |
| Personnel expenses | (32,372,414) | (16,803,947) |
| Administrative and operating expenses | (12,831,867) | (7,128,086) |
| Depreciation | (2,867,838) | (1,547,351) |
| Amortisation | (1,027,550) | (573,783) |
| (46,532,351) | (24,317,341) | |
| Profit before income tax | 46,932,515 | 23,350,203 |
| Income tax expenses | (9,386,503) | (4,670,041) |
| Net profit for the period | 37,546,012 | 18,680,162 |
Unconsolidated Balance Sheet (Unaudited)
As at June 30, 2013
| 2nd Quarter US$ |
|
|---|---|
| ASSETS | |
| Cash on hand | 115,545,844 |
| Balances with the Central Bank | 421,927,426 |
| Balances with other banks | 155,811,337 |
| Loans and advances to customers | 1,388,171,035 |
| Other assets | 21,103,755 |
| Investment in subsidiaries | 21,934,749 |
| Property and equipment | 37,078,879 |
| Intangible assets | 9,697,789 |
| Deferred tax assets | 7,980,964 |
| Other investments | 153,529 |
| Total assets | 2,179,405,305 |
| LIABILITIES | |
| Due to other banks | 126,668,665 |
| Deposits from customers | 1,464,741,314 |
| Other liabilities (*) | 60,309,294 |
| Borrowings | 70,112,999 |
| Subordinated debts | 111,075,080 |
| Provision for income tax | 8,282,358 |
| Employee benefits | 8,246,373 |
| Total liabilities | 1,849,436,084 |
| EQUITIES | |
| Share capital | 185,671,857 |
| General reserves | 106,751,353 |
| Retained earnings | 37,546,012 |
| Total equities | 329,969,222 |
| Total liabilities and equities | 2,179,405,305 |
Note: (*) Other Liabilities included General Provision for Loan.