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First quarterly report of Group of ACLEDA Bank Plc. in 2021

May 12, 2021 | Unofficial Translation

For Q1-2021, ACLEDA Bank Plc.'s Group has total revenue of KHR 634.18 billion increased by KHR 47.10 billion or 8.02% compared to Q1-2020 and profit attributable to owners of the Bank of KHR 179.57 billion increased by KHR 43.12 billion equivalent to 31.60% compared to the same period last year in Q1-2020.

As of ended 31 March 2021, ACLEDA Bank Plc.'s Group has total assets of KHR 28.08 trillion increased by KHR 1.58 trillion equivalent to 5.97% and total equity of the owners of the Bank KHR 4.59 trillion increased by KHR 182.46 billion equivalent to 4.14% compared to period ended December 2020.

Significant indicators of the first quarterly-2021 are as following:

• Return on average equity(*): 3.99%
• Return on average asset(*): 0.66%
• Interest income to total gross loan: 2.94%
• Operating expense to total gross loan: 1.29%
• Total gross loan to total asset: 68.67%
• Total gross loan to total deposit: 96.20%
• Total gross non-performing Loan (**)/total gross loan: 2.24%
• Solvency ratio: 24.51%
• Liquidity coverage ratio: 154.90%

(*) The ratio is not annualized and was calculated using the three-month period of profit attributable to owners of the Bank figures from 01 January to 31 March 2021.

(**) Non-performing loan = loan in stage 3

Number of employees (the Bank and its subsidiaries): 13,714