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ACLEDA ATM Card

ACLEDA ATM Card is simply small, easy to keep in yourself and you can get ACLEDA ATM Card for free.
ACLEDA ATM Card is issued by ACLEDA Bank to account holder to operate his/her account through ACLEDA Bank's ATM in Cambodia and Laos, and through ACLEDA POS anytime — 24 hours a day, 7 days a week.
Benefits
- Making withdrawals, funds transfers (own accounts and other accounts within ACLEDA Bank) and payments anytime, 24 hours a day and 7 days a week;
- Paying for goods and services safely and conveniently through ACLEDA POS at shopping centers, hotels or companies etc., no need for handling physical cash;
- Being more secure; and
- Saving cost and time.

Requirements
- Having an account (savings account, current account or demand deposit account) with ACLEDA Bank;
- Majority;
- Having a valid identity card, passport, or other valid document.
Supplementary Card
- Supplementary Card can be offered to other customers (including under 18 years old) upon the request of the primary cardholder;
- Any reference to the ACLEDA Debit Card issued to the primary cardholder shall also apply to the supplementary card; and
- The primary cardholder shall be liable for all cash withdrawal made, including all charges incurred through the use to the supplementary card, as well as for any breach by the supplementary cardholder of ACLEDA Bank's terms and conditions.
Fee
Effective from February 1, 2023
Fee (US$) for one card | ATM Card | Gold Card |
---|---|---|
Issuing | Free | Free |
Annual fee | 6 | 9.60 |
Withdrawal via ACLEDA ATM in Cambodia | Free | Free (i) |
Withdrawal via ACLEDA ATM in Laos | 2 (ii) | 2 (ii) |
Generate Visa Virtual | Free | Free |
Top up via ACLEDA ATM in Cambodia | Free | Free |
Own account transfer via ACLEDA ATM | Free | Free |
Transfer within ACLEDA Bank via ACLEDA ATM in Cambodia | Free | Free |
Payment via ACLEDA POS | Free | Free |
Card replacement (damage/lost before expired date) | 6 | 6 |
i. Free for amount up to US$10,000 and charge 0.10% on surplus amount greater than US$10,000.
ii. Charge US$4 for cash withdrawal via ACLEDA ATM in Lao with amount greater than US$6,000 (classic card) and greater than US$10,000 (gold card).
Transaction Limit
Effective from February 1, 2023
Transaction (per day) for one card | ATM Card | Gold Card |
---|---|---|
Cash withdrawal from ACLEDA ATM in Cambodia | USD10,000 | USD30,000 |
Cash withdrawal from ACLEDA ATM in Laos (I) | USD10,000 | USD30,000 |
Generate Virtual Card | USD5,000 | USD5,000 |
Cash advance from ACLEDA POS at Bank's counter | USD10,000 or equivalent | USD30,000 or equivalent |
Payments via ACLEDA POS (II) | USD10,000 | USD30,000 |
Top up/bill payment via ACLEDA ATM | Unlimited | Unlimited |
Own account transfer via ACLEDA ATM | Unlimited | Unlimited |
Fund transfers within ACLEDA Bank via ACLEDA ATM | USD2,500 or equivalent | USD2,500 or equivalent |
Transactions via ATM, POS, and e-commerce | 25 times | 25 times |
I. Currency in ACLEDA ATM in Laos is only available in Lao Kip. So the system will convert it automatically.
II. Payments via ACLEDA POS are made in US dollar. For a different currency of the account, it will be converted to the US dollar automatically.
ACLEDA Bank's Cards (CSS) can be used with ATM/POS of other Financial Institutions
Name | ATM | POS |
---|---|---|
Bangkok Bank's Branch in Phnom Penh | done | |
Chief (Cambodia) Commercial Bank Plc. | done | |
Maybank (Cambodia) Plc. | done | done |
contact_supportIf your card is lost or stolen or your PIN is disclosed or comes into the knowledge of a third person, you must immediately notify ACLEDA Bank 24 hours to Call Center at +855 (0)23 994 444 or +855 (0)15 999 233, and also inform in writing to the branch in which you have your account with ACLEDA Bank.