ACLEDA ATM Card

ATM Card

Gold Card

ACLEDA ATM Card is simply small, easy to keep in yourself and you can get ACLEDA ATM Card for free.

ACLEDA ATM Card is issued by ACLEDA Bank to account holder to operate his/her account through ACLEDA Bank's ATM in Cambodia and Laos, and through ACLEDA POS anytime — 24 hours a day, 7 days a week.

Benefits

Making withdrawals, funds transfers (own accounts and other accounts within ACLEDA Bank) and payments anytime, 24 hours a day and 7 days a week;
Paying for goods and services safely and conveniently through ACLEDA POS at shopping centers, hotels or companies etc., no need for handling physical cash;
Being more secure; and
Saving cost and time.

How to Apply

Please simply go to ACLEDA Bank's branch near you.
Complete the form provided by the bank staff or can be downloaded from here.
Or you can apply via ACLEDA mobile or this application form.

Requirements

Having an account (savings account, current account or demand deposit account) with ACLEDA Bank;
Majority;
Having a valid identity card, passport, or other valid document.

Supplementary Card

Supplementary Card can be offered to other customers (including under 18 years old) upon the request of the primary cardholder;
Any reference to the ACLEDA Debit Card issued to the primary cardholder shall also apply to the supplementary card; and
The primary cardholder shall be liable for all cash withdrawal made, including all charges incurred through the use to the supplementary card, as well as for any breach by the supplementary cardholder of ACLEDA Bank's terms and conditions.

Fee & Transaction Limit

FEE
TRANSACTION LIMIT

Effective from August 15, 2024

Fee (US$) for one card	ATM Card	Gold Card
Issuing	Free	Free
Annual fee	6	9.60
Withdrawal via ACLEDA ATM in Cambodia	Free	Free⁽ⁱ⁾
Withdrawal via ACLEDA ATM in Laos	2⁽ⁱⁱ⁾	2⁽ⁱⁱ⁾
Top up via ACLEDA ATM in Cambodia	Free	Free
Own account transfer via ACLEDA ATM	Free	Free
Transfer within ACLEDA Bank via ACLEDA ATM in Cambodia	Free	Free
Payment via ACLEDA POS	Free	Free
Card replacement (damage/lost before expired date)	6	6

i. Free for amount up to US$10,000 and charge 0.05% on surplus amount greater than US$10,000.

ii. Charge US$4 for cash withdrawal via ACLEDA ATM in Lao with amount greater than US$6,000 (classic card) and greater than US$10,000 (gold card).

Transaction (per day) for one card	ATM Card	Gold Card
Cash withdrawal from ACLEDA ATM in Cambodia	USD10,000	USD30,000
Cash withdrawal from ACLEDA ATM in Laos^(I)	USD10,000	USD30,000
Cash advance from ACLEDA POS at Bank's counter	USD10,000 or equivalent	USD30,000 or equivalent
Payments via ACLEDA POS ^(II)	USD10,000	USD30,000
Top up/bill payment via ACLEDA ATM	Unlimited	Unlimited
Own account transfer via ACLEDA ATM	Unlimited	Unlimited
Fund transfers within ACLEDA Bank via ACLEDA ATM	USD2,500 or equivalent	USD2,500 or equivalent
Transactions via ATM, POS, and e-commerce	25 times	25 times

The fees & transaction limits in our website are quoted for indication purpose only and subject to variation. Please contact our nearest branch or our Call Center for our services requirements and more information.

ACLEDA Bank's Cards (CSS) can be used with ATM/POS of other Financial Institutions

Name	ATM	POS
Bangkok Bank's Branch in Phnom Penh
Chief (Cambodia) Commercial Bank Plc.
Maybank (Cambodia) Plc.

If your card is lost or stolen or your PIN is disclosed or comes into the knowledge of a third person, you must immediately notify ACLEDA Bank 24 hours to Call Center at +855 (0)23 994 444 or +855 (0)15 999 233, and also inform in writing to the branch in which you have your account with ACLEDA Bank.