navigate_nextProducts & Servicesnavigate_nextCards navigate_nextACLEDA JCB Card
ACLEDA JCB Card

ACLEDA JCB Card is a secure tool in payment via Internet/POS and cash withdrawal via ATM worldwide.
ACLEDA JCB Card is an electronic plastic card issued by ACLEDA Bank Plc. to allow customers to make withdrawals through any ATM and payments via any POS or Internet throughout Cambodia and around the world where the JCB's logo is displayed.
"ACLEDA JCB Debit Card is added the most secure technology (J/Secure™) by requiring to enter One Time Password (OTP) [1] that is sent to your registered mobile phone number via SMS [2] (it also can be used with Soft Token [3] or Hard Token [4]) when making online payments (e-commerce)."
Benefits
- Making withdrawals quickly via any ATM and making all kinds of payments quickly through any POS where the JCB's logo is displayed throughout Cambodia and around the world 24 hours a day and 7 days a week;
- Conveniently pay for goods or services, booking air tickets or hotel room, etc., over the internet/e-commerce;
- Making funds transfers via ACLEDA ATM;
- Enjoy peace of mind by not having to carry money;
- Efficiency time and safety for cash management and settlements.

General Notice
- Having logos of ACLEDA Bank Plc. and JCB;
- Loaded with latest technology based on the EMV to provide stronger security and magnetic stripe on its back;
- Having a valid date (good thru). When the card expired, it's no longer use;
- Having a word "DEBIT" on the face and bottom of the card. It means "Debit Card". All operations via this card are debited from owner's account.
- Having a customer's name.
Fee
Effective from February 1, 2023
Fee per card (US$) | Standard |
---|---|
Issuing | Free |
Annual fee | |
Debit card | 6 |
Withdrawal via ACLEDA ATM in Cambodia | |
Debit card | Free |
Generate Virtual Card | Free |
Top up via ACLEDA ATM | Free |
Transfer within ACLEDA Bank via ACLEDA ATM in Cambodia | Free |
Withdrawal via ACLEDA ATM in Laos | 2 (i) |
Withdrawal via other bank's ATM in Cambodia | 4 |
Withdrawal via other bank's ATM overseas | 4+1% |
Card replacement (damage/lost before expired date) | 6 |
i. Charge US$4 for cash withdrawal via ACLEDA ATM in Lao with amount greater than US$6,000.
Transaction Limit
Effective from February 1, 2023
Limitation per day | Standard |
---|---|
Transactions via ATM, POS, and e-commerce | 25 times |
Cash withdrawal from ACLEDA ATM in Cambodia | USD10,000 |
Cash withdrawal from ACLEDA ATM in Laos (I) | USD10,000 |
Cash withdrawal from other bank's ATM in Cambodia or overseas (II) | USD10,000 |
Generate Virtual Card | USD5,000 |
Top up via ACLEDA ATM | Unlimited |
Transfer within ACLEDA Bank via ACLEDA ATM in Cambodia | USD2,500 or equivalent |
Payment via
|
USD10,000 |
Payment via e-commerce | USD10,000 |
I. The currency in ACLEDA ATM in Laos is only available in Lao Kip. So the system will convert it automatically.
II. According to other bank's policy.
- [1] One Time Password (OTP): It is a password used for only one transaction and will be expired within 60 seconds. It does not require to remember. This OTP is required to enter when making online payments with websites that have the sign "J/Secure™".
- [2] SMS Token: OTP is generated and sent to your registered mobile phone number. So please contact the Bank to update your phone number if any change.
- [3] Soft Token: It is an application installed on your smart phone when registering and it is used to generate OTP in your phone.
- [4] Hard Token: It is a tool used to generate and display OTP.