Virtual Card

Easy to manage, easy to pay, and safe. You can create this virtual card instantly on ACLEDA mobile for purchasing goods/services on internet (online/digital payments both local and overseas).

Benefits

Able to make online/digital payments, boost Facebook or other social media, booking airline or hotel, etc.
Reduce risks, save time and money.
Convenient and safe.
Can be used anywhere, worldwide.

Features

This virtual card (VISA, Mastercard, or UnionPay) can be created by yourself on ACLEDA mobile from your bank accounts and wallet accounts in US dollar. For JCB virtual card, you can create from bank accounts and wallet accounts in Khmer Riel and US dollar.
In the virtual card, there are 16-digit card number, expiration, secure code (CVV2), and the amount.
You have to maintain sufficient account balance when you create virtual card and pay for goods/services.
The virtual card is valid for 3 years from the created date and it is in US dollar. In case you make payment in another currency, the system will exchange automatically.
ACLEDA Bank's Virtual Card is added extra security function that the system requires you to enter the OTP number sent to your mobile phone when making online payments (both local and overseas) through ACLEDA Bank's Virtual Card.

Fee & Transaction Limit

Virtual Card
Issuing		Free	Free	Free	Free
Annual fee		Free	Free	Free	Free
Amount per card	Bank acc	USD5,000	USD5,000	USD5,000 & KHR20M	USD5,000
	Wallet acc linked bank acc	USD5,000	USD5,000	USD5,000 & KHR20M	USD5,000
	Wallet acc not linked bank acc	USD3,000	USD3,000	USD3,000 & KHR12M	USD3,000
Payment per day	Bank acc	Unlimited
	Wallet acc linked bank acc	USD10,000 & KHR40M
	Wallet acc not linked bank acc	USD3,000 & KHR12M
Payment per day		25 times	25 times	25 times	25 times
Card generate		10 cards	10 cards	10 cards	10 cards
Refund fee (overseas transaction)		2.60%	2.60%	2.60%	2.60%

M = Million. Acc = Account.