Consumer Card

Consumer Card, issued by ACLEDA Bank, allows you to make cash withdrawal from ACLEDA Bank's ATMs and pay for goods or services through ACLEDA POS or ACLEDA E-Commerce Payment Gateway exceeded the amount in your account balance.

You have to pay an interest of the exceeded amount withdrawn (negative balance) in accordance with an agreement.

Transaction

ATM
POS
E-Commerce

Balance enquiry and mini-statement
Cash withdrawal from ATMs of ACLEDA Bank Plc. and ACLEDA Bank Lao.
Cash deposit via ACLEDA Bank's Cash Deposit Machine.
Bill payment, fund transfer, mobile phone top up, etc.

Cash withdrawal from ACLEDA POS at ACLEDA Bank's counter.
Making payment via ACLEDA POS at merchants.

Online shopping and payment via ACLEDA E-Commerce Payment Gateway.

Currency

Currency of Consumer Card is available in Khmer Riel, US Dollar or Thai Baht. If you make withdrawal or payment in other currency that is different from your card's currency, the system will automatically convert it bases on the exchange rates of ACLEDA Bank Plc.

Transaction Limit and Fee

Description	Limitation per day	Fee (USD)
Issuing	-	Free
Transactions via ATM, POS, and e-commerce	25	-
Annual fee	-	6
Withdrawal via ACLEDA ATM in Cambodia	USD5,000	Free
Withdrawal via ACLEDA ATM in Laos	Up to USD1,500	2
Withdrawal via ACLEDA ATM in Laos	Greater than USD1,500 to USD5,000	4
Bill payment via ACLEDA ATM	Unlimited	0.25
Top up via ACLEDA ATM	Unlimited	Free
Transfer within ACLEDA Bank via ACLEDA ATM in Cambodia	USD2,500 or KHR10,000,000	Free
Payment via ACLEDA POS	USD10,000	Free
Card replacement	-	Free

The transaction limits and fees in our website are quoted for indication purpose only and subject to variation. Please contact our nearest branch or our Call Center for our services requirements and more information.

Qualifications and Requirements

To apply the Consumer Card, you are required as follow:

Be a majority.
Have a contact address in Cambodia.
Have an account with ACLEDA Bank.
Have ID Card, Passport, Family Book, or other valid documents.
Have sufficient income.

ACLEDA Bank's Cards (CSS) can be used with ATM/POS of other Financial Institutions

Name	ATM	POS
Bangkok Bank's Branch in Phnom Penh
Chief (Cambodia) Commercial Bank Plc.
Maybank (Cambodia) Plc.