Products & ServicesDigitalBuy Now Pay Later

Buy Now Pay Later

Seamless shopping with buy now pay later. It's quick, easy, and convenient.

Buy Now Pay Later (BNPL) for purchasing goods/services in advance through AC Super App and repaying in installments to ACLEDA Bank later.

This is a digital loan offered to customers using ACLEDA mobile super app to scan QR payments with ACLEDA Bank's business partners who agree to use this BNPL service.

Loan approval is easy and simple, done through AC Super App system automatically, without paperwork.

Features

Currency: KHR or USD according to the account currency.
Loan size: up to KHR 4,000,000 or USD 1,000.
Collateral: none.
Interest: none.
Loan period: up to 12 months.
Repayment method: fixed principal repayment every month.
Loan fee: 1% of the loan amount per month multiplied by loan period (min. KHR 4,000 or USD 1).
Credit Bureau Cambodia (CBC) fee: according to CBC.
Early pay-off fee: none.

Requirements

CUSTOMERS
PARTNERS

Customers have transactions with their core banking accounts linked on AC Super App for at least the last 6 months, such as:

Funds Transfer
Bill Payment
Mobile Top Up
QR Payment

Be at least 18 years old (as of the date of loan application)
Identification document using in the bank must be valid
Customer digitally agrees to the terms and conditions and loan contract

Payment methods

Open AC Super App
Choose "Scan QR" menu to scan the merchant's KHQR
Select debit account and enter the total payment amount
Choose "Installment" button
Choose "Continue" button to confirm payment for BNPL
Enter down payment amount and the system will automatically display the loan amount
Select the loan period
Read and agree to the terms and conditions and the loan contract, then press the "OK" button
The system will display loan summary and payment information
Choose "Confirm" button

For more information, please contact ACLEDA Bank's nearest branch or our Call Center (24/7): 015 999 233, 023 994 444. Thank you.