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ACLEDA Mastercard Card 

Credit Debit Credit Gold Debit Gold Credit World Debit World

ACLEDA Mastercard Card is a secure tool in payment via Internet/POS and cash withdrawal via ATM worldwide.

ACLEDA Mastercard Card is a secure card which designed with the high-end layer of security recognized by the Payment Card Industry Data Security Standard (PCI DSS), and provide security for customers using their banking services.

You can conveniently use ACLEDA Mastercard Card to make withdrawals through any ATM and payments via any POS throughout Cambodia and around the world where the Mastercard's logo is displayed.

"ACLEDA Mastercard Card is added the most secure technology (Mastercard SecureCode) by requiring to enter One Time Password (OTP) [1] that is sent to your registered mobile phone number via SMS [2] (it also can be used with Soft Token [3] or Hard Token [4]) when making online payments (e-commerce)."

ACLEDA Mastercard Card has two types:

How to Apply

Benefits

warningFor credit card, not charge the interest (pay for goods/services) until the 12th day of each month if you pay back to the Bank before this due date. In contrast, interest rate on the balance will be charged from the payment date onwards.

More Benefits of ACLEDA Mastercard World 

Travel Insurance

  • Get two round-trips insurance per year with up to 15 days of each trip and other more benefits from our partner, Forte Insurance.
  • To get this benefit, customer have to send passport, air ticket and telephone number to samayta@forteinsurance.com within three working days before departure. For more information, please contact: +855 78 555 223

Features

Currency

Currency type is available in US dollar. If you make withdrawal or payment via ACLEDA Mastercard Card in other currency, the system will convert it automatically based on the Mastercard's exchange rates at the time of settlement.

Requirements (for Credit Card) 

  • Be a majority;
  • Have identity card, passport, family book, or any valid documents;
  • Have a permanent address in Cambodia;
  • Have any collateral (land, building, deposit account, or guarantee letter etc.);
  • Have a proper work, salary or any sufficient income and good reputation or good credit payment history and guarantor; if not having any collateral.

Fee 

Effective from February 1, 2023

Fee per card (USD) Standard Gold World
Issuing Free Free Free
Annual fee      
Debit card 6 66 250 (i)
Credit card 12 (i) 24 (i) 250 (i)
Withdrawal via ACLEDA ATM in Cambodia      
Debit card Free Free (ii) Free (ii)
Credit card 1 2 3
Generate Virtual Card Free Free Free
Top up via ACLEDA ATM Free Free Free
Transfer within ACLEDA Bank via ACLEDA ATM in Cambodia      
Debit card Free Free Free
Credit card N/A N/A N/A
Transfer via ACLEDA ATM to other bank's Mastercard worldwide 4.50 4.50 4.50
Withdrawal via ACLEDA ATM in Laos 2 (iii) 2 (iii) 2 (iii)
Withdrawal via other bank's ATM in Cambodia 4 4 4
Withdrawal via other bank's ATM overseas 4+1% 4+1% 4+1%
Card replacement (damage/lost before expired date) 6 6 6

i. Including SMS alert of card transactions.
ii. Charge 0.1% on surplus amount greater than US$10,000
iii. Charge US$4 for cash withdrawal via ACLEDA ATM in Lao with amount greater than US$6,000 (classic debit card), amound greater than US$10,000 (gold, platinum, or world debit card) and US$1,500 (credit card).

warningFees in our website are quoted for indication purpose only and subject to variation. Please contact our nearest branch or our Call Center for our services requirements and more information.

Transaction Limit

Effective from February 1, 2023

Limitation per day Standard Gold World
Transactions via ATM, POS, and e-commerce 25 25 25
Cash withdrawal from ACLEDA ATM in Cambodia      
Debit card USD10,000 USD30,000 USD50,000
Credit card USD1,500 USD5,000 USD10,000
Cash withdrawal from ACLEDA ATM in Laos (I)      
Debit card USD10,000 USD30,000 USD50,000
Credit card USD1,500 USD5,000 USD10,000
Cash withdrawal from other bank's ATM in Cambodia or overseas (II)      
Debit card USD10,000 USD30,000 USD50,000
Credit card USD1,500 USD5,000 USD10,000
Generate Virtual Card USD5,000 USD5,000 USD5,000
Top up via ACLEDA ATM Unlimited Unlimited Unlimited
Transfer within ACLEDA Bank via ACLEDA ATM in Cambodia      
Debit card USD2,500 or equivalent USD2,500 or equivalent USD2,500 or equivalent
Credit card N/A N/A N/A
Transfer via ACLEDA ATM to other bank's Mastercard worldwide USD2,500 USD2,500 USD2,500
Payment via ACLEDA POS or Other bank's POS in Cambodia or overseas      
Debit card USD10,000 USD30,000 USD50,000
Credit card USD4,000 USD10,000 USD20,000
Payment via e-commerce      
Debit card USD10,000 USD30,000 USD50,000
Credit card USD4,000 USD10,000 USD20,000

I. The currency in ACLEDA ATM in Laos is only available in Lao Kip. So the system will convert it automatically.
II. According to other bank's policy.

warningThe transaction limits in our website are quoted for indication purpose only and subject to variation. Please contact our nearest branch or our Call Center for our services requirements and more information.

Note: 

  1. One Time Password (OTP): It is a password used for only one transaction and will be expired within 60 seconds. It does not require to remember. This OTP is required to enter when making online payments with websites that have the sign "Mastercard SecureCode".
  2. SMS Token: OTP is generated and sent to your registered mobile phone number. So please contact the Bank to update your phone number if any change.
  3. Soft Token: It is an application installed on your smart phone when registering and it is used to generate OTP in your phone.
  4. Hard Token: It is a tool used to generate and display OTP.
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Do you want QR Code (KHQR) or POS for your business?

Please fill our form here and we will contact you and prepare these payment facilities for you. You can request ACLEDA Bank's QR code (KHQR) or POS terminal for your business.

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