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Mastercard Debit/Credit Card
Credit Card |
Debit Card |
Lady Credit Card |
Lady Debit Card |
Credit Gold Card |
Debit Gold Card |
Credit World Card |
Debit World Card |
ACLEDA Bank's Mastercard Debit/Credit Card is a secure tool in payment via Internet/POS and cash withdrawal via ATM worldwide.
It is a secure card which designed with the high-end layer of security recognized by the Payment Card Industry Data Security Standard (PCI DSS), and provide security for customers using their banking services.
You can conveniently use ACLEDA Mastercard Card to make withdrawals through any ATM and payments via any POS throughout Cambodia and around the world where the Mastercard's logo is displayed.
ACLEDA Bank's Mastercard has two types:
- Credit Card: You can make withdrawals or pay for goods/services up to the existing credit line or up to the credit limit set by ACLEDA Bank.
- Debit Card: All operations via this card are debited from owner's account at ACLEDA Bank.
How to Apply
- Please simply go to ACLEDA Bank's branch near you and bring the requirement documents (for credit card)
- Complete the form provided by the bank staff or can be downloaded from here
- Or you can apply via ACLEDA mobile or this application form
Benefits
- Making payments via POS terminals at any supermarkets, hotels, companies etc. in Cambodia or abroad where the Mastercard logo is displayed.
- Pay for goods or services conveniently and the interest is not charged (for credit card) if you pay back to the Bank by the due date.
- Making withdrawals quickly via all ATMs where the Mastercard logo is displayed throughout Cambodia and around the world anytime.
- Conveniently pay for goods or services, booking air tickets or hotels rooms etc., over the internet.
- Transfer up to US$2,500 per day via ATM or ACLEDA mobile (Mastercard MoneySend) to other banks' Mastercard cards worldwide.
- Safety and convenience by not having to carry money.
- Possibility of operating transactions anywhere worldwide with valuable consumer protections under the law.
- Efficiency time and safety for cash management and settlements.
Special Benefits of Mastercard World
Airport Lounge
- Free admission to the Airport Lounge at more than a thousand international airports worldwide (two times per year).
- To find the locations and to enter this Airport Lounge for free, you have to register to use the Mastercard Travel Pass app, which is available on App Store (iOS) or Play Store (Android) or register on website of Mastercard Travel Pass.
Features
- Letter printed on the card is embossed letter.
- Having a 16 digits card number.
- Having logos of ACLEDA Bank and Mastercard.
- Having a consumer name in English.
- Having a valid date.
- Load with latest technology based on the EMV Chip in the front and magnetic stripe on its back to provide stronger security and any faking protection.
Currency
Currency type is available in US dollar. If you make withdrawal or payment via ACLEDA Mastercard Card in other currency, the system will convert it automatically based on the Mastercard's exchange rates at the time of settlement.
Requirements (for Credit Card)
- Be a majority;
- Have identity card, passport, family book, or any valid documents;
- Have a permanent address in Cambodia;
- Have any collateral (land, building, deposit account, or guarantee letter etc.);
- Have a proper work, salary or any sufficient income and good reputation or good credit payment history and guarantor; if not having any collateral.
Fee & Transaction Limit
Effective from August 15, 2024
Fee per card (USD) | Standard | Gold | World |
---|---|---|---|
Issuing | Free | Free | Free |
Annual fee | |||
Debit card | 6 | 66 | 250 (i) |
Credit card | 12 (i) | 24 (i) | 250 (i) |
Cash withdrawal via ACLEDA ATM in Cambodia | |||
Debit card | Free | Free (ii) | Free (ii) |
Credit card | 1 | 2 | 3 |
Top up via ACLEDA ATM | Free | Free | Free |
Transfer within ACLEDA Bank via ACLEDA ATM in Cambodia | |||
Debit card | Free | Free | Free |
Credit card | N/A | N/A | N/A |
Transfer money to other bank's Mastercard in Cambodia and overseas | 4.50 | 4.50 | 4.50 |
Cash withdrawal via ACLEDA ATM in Laos | 2 (iii) | 2 (iii) | 2 (iii) |
Cash withdrawal via other bank's ATM in Cambodia | 4 | 4 | 4 |
Cash advance via other bank's POS in Cambodia | 4 | 4+0.5% | 4+0.5% |
Cash withdrawal via other bank's ATM/POS overseas | 4+1% | 4+1% | 4+1% |
Card replacement (damage/lost before expired date) | 6 | 6 | 6 |
Refund overseas transaction | 2.60% | 2.60% | 2.60% |
i. Including SMS alert of card transactions.
ii. Charge 0.05% on surplus amount greater than US$10,000
iii. Charge US$4 for cash withdrawal via ACLEDA ATM in Lao with amount greater than US$6,000 (classic debit card), amound greater than US$10,000 (gold, platinum, or world debit card) and US$1,500 (credit card).
For transactions on other bank's ATM/POS, according to other bank's policy.
- One Time Password (OTP): It is a password used for only one transaction and will be expired within 60 seconds. It does not require to remember. This OTP is required to enter when making online payments with websites that have the sign "Mastercard SecureCode".
- SMS Token: OTP is generated and sent to your registered mobile phone number. So please contact the Bank to update your phone number if any change.
- Soft Token: It is an application installed on your smart phone when registering and it is used to generate OTP in your phone.
- Hard Token: It is a tool used to generate and display OTP.