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Second quarterly report of​ ACLEDA Bank Plc.'s Group in 2021

August 11, 2021 | Unofficial Translation

For Q2-2021, ACLEDA Bank Plc.'s Group has total revenue of KHR 625.52 billion increased by KHR 54.28 billion equivalent to 9.50% compared to Q2-2020 and profit attributable to owners of the Bank of KHR151.10 billion increased by KHR 27.28 billion equivalent to 22.04% compared to the same period last year in Q2-2020.

As of ended 30 June 2021, ACLEDA Bank Plc.'s Group has total assets of KHR 29.64 trillion increased by KHR 3.14 trillion equivalent to 11.84% and total equity of​ KHR 4.79 trillion increased by KHR 377.93 billion equivalent to 8.57% compared to period ended December 2020.

Significant indicators of the second quarterly-2021 are as following:

1. Return on average equity (*): 3.23%
2. Return on average asset (*): 0.52%
3. Interest income to total gross loan: 2.91%
4. Operating expense to total gross loan: 1.21%
5. Total gross loan to total asset: 66.17%
6. Total gross loan to total deposit: 92.09%
7. Total gross non-performing Loan (**)/total gross loan: 2.50%
8. Solvency ratio: 24.93%
9. Liquidity coverage ratio: 170.49%
10. Number of employees (the Bank and its subsidiaries): 13,686

(*) The ratio is not annualized and was calculated using the three-month period of Profit attributable to owners of the Bank figures from 01 April to 30 June 2021.

ROAE = profit attributable to owners of the Bank / average total equity of the owners of the Bank.

(**) Non-performing loan = loan in stage 3