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The Annual report of ACLEDA Bank Plc.'s Group in 2024

March 27, 2025 | Unofficial Translation

For 2024, ACLEDA BANK PLC.’s Group had total revenue of KHR 3.52 trillion increased by KHR 119.32 billion or 3.51% compared to 2023 and profit attributable owners of the Bank of KHR 493.38 billion decreased by KHR 115.12 billion or 18.92% compared to 2023.

As of ended 31 December 2024, ACLEDA BANK PLC.’s Group had total assets of KHR 43.61 trillion increased by KHR 3.80 trillion or 9.55% and total equity of owners of the Bank reached KHR 5.97 trillion increased by KHR 352.28 billion or 6.27% compared to 2023.

Significant indicators of the year 2024 are as following:

• Return on average equity: 8.51%
• Return on average asset: 1.18%
• Interest income to total gross loan: 11.42%
• Operating expense to total gross loan: 4.07%
• Total gross loan to total asset: 65.71%
• Total gross loan to total deposit: 85.17%
• Non-performing Loan ratio (*): 5.47%
• Solvency ratio: 18.64%
• Liquidity coverage ratio: 250.76%

(*) Non-performing loan ratio = Contractual Principal Balance of Non-Performing Loan/Total Contractual Loan Principal Balance
Number of employees (the Bank and its subsidiaries): 13,454