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2009 Certificate of Appreciation from HSBC Bank

Global Payments and Cash Management 2009 Certificate of Appreciation

June 29, 2010

On June 29, 2010 morning at Headquarters of ACLEDA Bank Plc. was held the award ceremony. HSBC Bank USA, N.A. awarded its 2009 Certificate of Appreciation for global payments and cash management to ACLEDA Bank Plc., a leading commercial bank in Cambodia. This certificate was presented by Mr. Hersel Mehani, Senior Vice President of HSBC Bank USA, N.A.

Having HSBC Bank as a business partner, ACLEDA Bank has expanded a wide range of banking services, particularly global payments & Cash Management locally and internationally with 233 offices and branches throughout provinces/towns in Cambodia as well as 15 offices in Laos and will keep expanding its outreach to other countries.

This is our fourth time to be awarded the Certificate from HSBC and we firmly believe that this is a great achievement for our customers to use ACLEDA Bank's products & services.

HSBC is one of the largest banking and financial services organizations in the world and headquartered in London. HSBC's international network comprises around 8,000 offices in 88 countries and territories across the world.