USD
THB
EUR
AUD
VND
CAD
LAK
JPY
GBP
CNY
ACLEDA TOANCHET PAY
navigate_nextProducts & Servicesnavigate_nextBusinessnavigate_nextCreditsnavigate_nextPersonal Loan
Personal Loan
With an ACLEDA Bank's Personal Loan, you'll get the most out of life! ACLEDA Bank's Personal Loan can help improve your standard of living. You will get the things that add more zest to your life — the stylish hi-fi set you’ve been eyeing for months, or the sofa you simply must have. Anything your heart desires.
Loan Period, Loan Size, and Interest Rate
- Loan period is up to 72 months
- Loan size is up to KHR 400,000,000
- Interest rate from 10.75% to 18% per annum
Requirements
- Be a Majority;
- Have permanent address;
- Currently employed or self-employed to ensure regular payment;
- Have any collateral for assuring the lending money and/or have an assurer;
- Have own 10% to 20% cash of total price of things you need to buy;
Advance Salary Loan
Advance Salary Loan is a short-term personal loan that you can request on ACLEDA Super App by using your payroll account as collateral.
Loan approval is easy and simple, done through ACLEDA Super App's system immediately and automatically, without go to the bank or paperwork. How to Apply
- Currency: Khmer Riel or US Dollar, depending on the currency of the payroll account.
- Loan amount: from KHR100,000 or equivalent in USD and up to 50% of the average salary in the last 3 months.
- Interest rate: None.
- Loan period: Up to 1 month.
- Repayment method: Automatic repayment when salary is credited to the account.
- Loan fee: 1.5% of the loan amount (minimum KHR 8,000 or USD 2).
- Credit Bureau Cambodia (CBC) fee will be displayed when applying loan.
Salary Loan
Salary Loan is a personal loan that you can request on ACLEDA Super App by using your payroll account as collateral.
Loan approval is easy and simple, done through ACLEDA Super App's system immediately and automatically, without go to the bank or paperwork. How to Apply
- Loan size: from KHR400,000 to KHR40,000,000 or equivalant.
- Interest rate
- KHR: 12% per annum.
- USD: 11.25% per annum.
- Loan period
- Civil servants, employees of EDC & PPWSA: up to 72 months.
- General customers: up to 36 months.
- Requirements
- At least 18 years old (as of the date of loan application) and not more than 55 years old.
- Having payroll account with ACLEDA Bank for at least 3 months.
- Identification document using in the bank must be valid.
- Loan fee: 1% of loan amount.
- Credit Bureau Cambodia (CBC) fee will be displayed when applying loan.
- Repayment
- Repay the principal plus interest (fixed) every month.
- The bank will debit repayment amount from the customer's account according to the loan schedule, or customers can pay at any ACLEDA Bank branch.
- You can pay off early at ACLEDA Bank's branch.
Special Loan for Workers and Trainees to Work Abroad
We offer special loans for workers and trainees who go to work abroad, recognized by the Ministry of Labor and Vocational Training.
- No collateral required
- Loan size up to USD 5,000
- Interest rate only 8.5% per annum
- Can only pay interest for the first 3 months
- Loan period up to 24 months
- Easily transfer money for monthly loan repayments
- You can use other services of ACLEDA Bank, such as transfer money to your family or relatives in Cambodia immediately and easily
- Terms & conditions apply
