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ACLEDA TOANCHET PAY
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Term Deposit
We have learned that you always search for a safety and reliable place to deposit your money with an expected growth for some specific purposes in the future, including an appropriate interest rate. Your best choice is to open a Term Deposit in ACLEDA Bank Plc.
With an ACLEDA Bank's Term Deposit, you will receive an attractive interest rate that you can deposit in Khmer Riel, US Dollar, or Thai Baht. You also have three choices in receiving your interest; receiving it every month, every 3 months or at the end of the term.
Requirements
- Contact our customer service officer at any ACLEDA Bank's branch or Call Center (24/7) for our services requirements and more information.
- Fill in a Personal Customer Registration Form.
- Fill in a chosen account opening form and specimen signature card.
- Minimum amount only:
- Counter/TDM*: KHR2,000,000; USD500; THB20,000
- ACLEDA mobile: KHR400,000; USD100
- ACLEDA Internet Banking: KHR400,000; USD100; THB4,000
Benefits
- Gain high interest rate for your financial security.
- A certificate will be issued and you can use it as your collateral if you wish to apply for short term loan with us.
Type of Term Deposit
Hi-Growth Term Deposit: Get a premium rate of interest which is payable with principal at maturity.
Interest Rate Per Annum
Effective from November 17, 2025
| Term | KHR | USD | THB | ||
|---|---|---|---|---|---|
| Counter/TDM* | MB/IB** | Counter/TDM* | MB/IB** | Counter/TDM/IB* | |
| 1 month | 2.00% | 2.05% | 1.40% | 1.45% | 0.00% |
| 2 months | 2.20% | 2.25% | 1.50% | 1.55% | 0.00% |
| 3 months | 2.45% | 2.50% | 1.80% | 1.85% | 0.03% |
| 4 months | 2.85% | 2.90% | 1.85% | 1.90% | 0.03% |
| 5 months | 3.10% | 3.15% | 2.10% | 2.15% | 0.03% |
| 6 months | 3.45% | 3.50% | 2.15% | 2.20% | 0.05% |
| 7 months | 3.55% | 3.60% | 2.40% | 2.45% | 0.05% |
| 8 months | 3.60% | 3.65% | 2.50% | 2.55% | 0.05% |
| 9 months | 3.75% | 3.80% | 2.65% | 2.70% | 0.09% |
| 10 months | 3.95% | 4.00% | 2.70% | 2.75% | 0.09% |
| 11 months | 4.10% | 4.15% | 2.90% | 2.95% | 0.09% |
| 12 months | 4.20% | 4.25% | 3.40% | 3.45% | 0.33% |
| 18 months | 4.25% | 4.30% | 3.45% | 3.50% | 0.44% |
| 24 months | 4.30% | 4.35% | 3.50% | 3.55% | 0.55% |
warningThe rates are quoted for indication purpose only and subject to variation. Please contact our nearest branch or our Call Center for our services requirements and more information.
Note:
- Counter/TDM* Term deposit opening at Counter or on Term Deposit Machine (TDM).
- Counter/TDM/IB* Term deposit opening at Counter or on Term Deposit Machine (TDM) or on ACLEDA Internet Banking.
- MB/IB** Term deposit opening on ACLEDA mobile or ACLEDA Internet Banking.
