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Housing Loan
Housing loan is a long-term loan ACLEDA Bank has developed to let any qualified customer own a house that was completely built or being built, or build a new house on your own land.
Loan Size, Loan Period and Interest Rate
- Loan size up to US$ 300,000 but not more than 70% of the house price.
- Maximum of loan period is 15 years for:
- Customers who are currently employed by public organizations, national or international agencies, and will not exceed the retirement age.
- Other customers who have a good health and will not be over 60 years of age (start from receiving loan until the end of loan period).
- Interest rate from 10% per annum.
Customer Requirements
- Any Cambodian who is a majority
- Having a proper work, salary, or business
- Having good history, reputation, attitude and willing to pay back to ACLEDA Bank
- Having a permanent address which is certified by local authority
- Having identity documents which are ID card, family book, etc.
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