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Car Loan
Offer to individual regular income customer who wish to own a personal car.
Benefits
- Owning a dream and lovely car
- Converting from a full payment to monthly installment
- Enhancing family's welfare
- Opportunity to use other ACLEDA Bank's products & services
Special Features
- Available in US dollar.
- Can buy a brand-new car or used car with customs duties which is 15 years old or less from its producing year to present.
- Can buy a used car with plate number which is 10 years old or less from its producing year to present.
- Loan period is up to 60 months, but not exceed the retirement age or over 60 years of age.
- Maximum loan amount of USD100.000 but:
- not more than 100% of car price, if having a house or land as collateral.
- not more than 70% of car price, if having a brand-new car or used car with customs duties as collateral.
- not more than 50% of car price, if having a used car with plate number as collateral.
- Interest rate from 11% to 18% per annum.
Customer Requirements
- Being a majority
- Having a permanent address certified by local authority
- Having a good history, reputation, and attitude
- Having a proper job, salary, or sustanable income guarantee to pay back
- The employment contract required to certify if employee of a company, organisation or institution
- Having ID card, family book, residence book, or other valid documents
contact_supportPlease contact our nearest branch or our Call Center for our services requirements and more information.
