Products & ServicesPersonalDepositsTerm Deposits

Term Deposit

We have learned that you always search for a safety and reliable place to deposit your money with an expected growth for some specific purposes in the future, including an appropriate interest rate. Your best choice is to open a Term Deposit in ACLEDA Bank Plc.

With an ACLEDA Bank's Term Deposit, you will receive an attractive interest rate that you can deposit in Khmer Riel, US Dollar, or Thai Baht. You also have three choices in receiving your interest; receiving it every month, every 3 months or at the end of the term.

Now you can request to open your new bank account on PC or mobile phone anytime.

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Requirements

Contact our customer service officer at any ACLEDA Bank's branch or Call Center (24/7) for our services requirements and more information
Fill in a Personal Customer Registration Form
Fill in a chosen account opening form and specimen signature card
Minimum amount only:

Counter/TDM*: KHR2,000,000; USD500; THB20,000
ACLEDA mobile: KHR400,000; USD100
ACLEDA Internet Banking: KHR400,000; USD100; THB4,000

Benefits

Gain high interest rate for your financial security
A certificate will be issued and you can use it as your collateral if you wish to apply for short term loan with us

Type of Term Deposit

Hi-Growth
Hi-Income
Long Term

Hi-Growth Term Deposit
Get a premium rate of interest which is payable with principal at maturity.

Interest Rate Per Annum

Effective from October 16, 2024

Term	KHR		USD		THB
Term	Counter/TDM*	MB/IB**	Counter/TDM*	MB/IB**	Counter/TDM/IB*
1 month	1.80%	1.90%	1.40%	1.45%	0.00%
2 months	1.80%	1.90%	1.40%	1.45%	0.00%
3 months	3.20%	3.25%	1.80%	1.90%	0.03%
4 months	3.60%	3.65%	2.00%	2.10%	0.03%
5 months	3.75%	3.90%	2.30%	2.50%	0.03%
6 months	4.20%	4.25%	2.80%	2.90%	0.05%
7 months	4.30%	4.40%	2.90%	3.00%	0.05%
8 months	4.35%	4.50%	3.00%	3.10%	0.05%
9 months	4.40%	4.60%	3.15%	3.20%	0.09%
10 months	4.50%	4.75%	3.20%	3.30%	0.09%
11 months	4.60%	4.80%	3.40%	3.50%	0.09%
12 months	4.95%	5.00%	3.80%	3.90%	0.33%
18 months	5.00%	5.05%	3.85%	3.92%	0.44%
24 months	5.05%	5.10%	3.90%	3.95%	0.55%

Hi-Income Term Deposit
Get interest monthly while the principal is payable at maturity.

Interest Rate Per Annum

Effective from October 16, 2024

Term	KHR		USD		THB
Term	Counter/TDM*	MB/IB**	Counter/TDM*	MB/IB**	Counter/TDM/IB*
1 month	1.80%	1.90%	1.40%	1.45%	0.00%
2 months	1.80%	1.90%	1.40%	1.45%	0.00%
3 months	2.80%	2.90%	1.60%	1.70%	0.02%
4 months	2.85%	2.95%	1.80%	2.00%	0.02%
5 months	2.90%	3.00%	2.20%	2.30%	0.02%
6 months	3.70%	3.75%	2.60%	2.70%	0.04%
7 months	3.80%	3.85%	2.80%	2.85%	0.04%
8 months	3.90%	3.95%	2.90%	3.00%	0.04%
9 months	4.00%	4.05%	3.10%	3.15%	0.07%
10 months	4.10%	4.15%	3.15%	3.20%	0.07%
11 months	4.20%	4.25%	3.30%	3.40%	0.07%
12 months	4.25%	4.30%	3.50%	3.65%	0.10%
18 months	4.30%	4.35%	3.60%	3.70%	0.15%
24 months	4.35%	4.40%	3.65%	3.70%	0.20%

Long Term Deposit
Get interest every 3 months while the principal is payable at maturity.

Interest Rate Per Annum

Effective from October 16, 2024

Term	KHR		USD		THB
Term	Counter/TDM*	MB/IB**	Counter/TDM*	MB/IB**	Counter/TDM/IB*
36 months	5.10%	5.15%	3.95%	4.00%	0.65%
48 months	5.15%	5.20%	3.95%	4.00%	0.70%
60 months	5.20%	5.25%	3.99%	4.00%	0.75%
72 - 180 months	5.25%	5.30%	3.99%	4.00%	1.00%

The rates are quoted for indication purpose only and subject to variation. Please contact our nearest branch or our Call Center for our services requirements and more information.

Counter/TDM* Term deposit opening at Counter or on Term Deposit Machine (TDM).

Counter/TDM/IB* Term deposit opening at Counter or on Term Deposit Machine (TDM) or on ACLEDA Internet Banking.

MB/IB** Term deposit opening on ACLEDA mobile or ACLEDA Internet Banking.