Products & ServicesPersonalDepositsTrust Fund Account

Trust Fund Account

As a contribution to the development of Cambodian economy and to reduce some eventually possible crimes resulted from handling cash, ACLEDA Bank developed a deposit service, Trust Fund Account, that ACLEDA Bank is responsible for maintaining, administering, and arranging the funds deposited into the account by the account holder or third party in order to cover personal or family expenses after his/her retirement.

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Advantages

High secure for maintaining, administering, and arranging funds for personal advantage after retirement;
Interest rate is higher than Savings Account's;
Well prepared for a better standard of living after retirement; and
Opportunity to use other bank's products and services.

Special Features

Individual Account

The account is used with savings passbook or Customer Account Information card;
Interest rate is higher than Savings Account's. The interest is daily accrued and yearly capitalized;
Amount of deposit is based upon the agreement;
Being eligible to make withdrawals on demand after reaching retirement age, which is related to labor law of Kingdom of Cambodia; and
Being able to make withdrawals before retirement with service charge.

Corporate Account

The account is used with savings passbook or Customer Account Information card;
Being able to deposit Retirement Fund, Pension Fund or Provident Fund of all employees in one main account;
Being able to divide these funds to employees from this main account after the project ending or reaching retirement age or resigning from his/her job;
Interest rate is higher than Savings Account's. The interest is daily accrued and yearly capitalized;
Amount of deposit is based upon the agreement between you and ACLEDA Bank;
Being eligible to make withdrawals or transfer to employee's account on demand after the project ending or reaching retirement age; and
Being able to make withdrawals or transfer to employee's account before the project ending or retirement age with service charge.

Account Balance

Individual Retirement Account requires an initial deposit of KHR200,000; USD50; THB2,000 or equivalent to other currencies. Every time you make withdrawals from the account, you must ensure a minimum balance of KHR200,000; USD50; THB2,000 or equivalent to other currencies.

Interest Rate

The interest rate for Individual Retirement Account is 5% per annum. The interest is daily accrued and yearly capitalized.